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๐งETF guides for Australian investors.
19 topics covering the basics, fees, tax, distributions, and portfolio construction. Written for everyday investors, not finance professionals.
General information only. Not financial advice.
Exchange-traded funds explained from scratch โ what they are, how they trade on the ASX, and why they've become the default starting point for everyday investors.
Both pool your money into a portfolio. But the fees, tax treatment, and control you have are very different. Here's a plain English breakdown.
A step-by-step walkthrough โ from choosing a broker to placing your first order on the ASX. No jargon, no fluff.
Most ETFs don't pick stocks โ they follow a rules-based index. We explain what that means, why it matters, and what tracking error is.
The management expense ratio sounds small โ 0.07%, 0.27% โ but compounded over decades the difference is significant. We run the numbers.
Brokerage, bid-ask spreads, currency hedging costs, and capital gains drag. The costs you don't see in the headline fee.
From $10B to $210B in a decade. What's driven the explosion in Australian ETF adoption, and why the structural tailwinds aren't going away.
Vanguard, iShares, BetaShares, VanEck โ a plain English guide to the major players, their strengths, and what distinguishes them.
Super has tax advantages. Direct ETF investing gives you control. Most Australians benefit from both โ here's how to think about the split.
Dividends, interest, and capital gains passed through to you as a unitholder. How distributions work, when they're paid, and what to do with them.
Australia's dividend imputation system is one of the most generous in the world. What franking credits are, how they reduce your tax bill, and which ETFs pass them on.
Distribution reinvestment plans vs taking the cash. The tax implications, the compounding effect, and which approach suits different situations.
CGT events, AMIT tax statements, the 12-month CGT discount, and why ETFs are generally more tax-efficient than managed funds.
IVV and VTS are domiciled in the US. That means withholding tax on dividends. How it works and whether it changes the fee comparison.
Selling ETFs at a loss to offset capital gains elsewhere. The strategy, the wash-sale nuance in an Australian context, and when it makes sense.
VDHG and DHHF do the heavy lifting for you. But a custom split of VGS + VAS gives you more control. Which approach is right for you?
Owning VGS and NDQ sounds diversified. But NDQ's top holdings are already in VGS. Here's how overlap works and how to check for it.
Investing a fixed amount regularly vs lump-sum investing. The academic evidence, the behavioural case, and how to set up automatic investing in Australia.
Markets drift. Your target allocation becomes something else over time. Why rebalancing matters, how often to do it, and the tax-smart way to approach it.
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